If you are at least 62 years old Bay Area Reverse Mortgage would like to help you LIVE BETTER!  We have originated loans in the San Francisco Bay Area for the past 22 years as Holmgren & Associates and have been in the reverse mortgage business since 2004.  Our mission is to provide honest answers to homeowners seeking to understand reverse mortgage and how it can improve their lives.  With no income or credit requirements, qualifying for a reverse mortgage is simple:  provide us with the age of the youngest borrower, the approximate value of your home, and the amount of your existing mortgage.  We will tell you how much you are eligible to receive in one of the following ways:  one lump sum payment, line of credit, monthly payments, or a combination based on the product you choose.  Call today for a personalized quote!