Bay Area Reverse Mortgage (BARM) is one of the San Francisco Bay Area’s most reputable reverse mortgage lenders.  Located in the Montclair district of Oakland, Bay Area Reverse Mortgage serves the nine Bay Area Counties with experienced and dedicated loan officers and loan administrative personnel. Our Loan Professionals are committed to providing the best experience for our clients and making the process as smooth as possible. We take great care to help our senior homeowners maximize their home equity in order to achieve the lifestyle that they've always dreamed of--free from worry about finances.  Each of our loan officers is licensed by the California Department of Real Estate (http://www.dre.ca.gov/) under company license number 01057594.   Each loan officer is also a registered MLO with the NMLS under company license number 304213.